Meet Julia Sten, Montchanin Builders’ preferred lending specialist!

Montchanin Builders has chosen one of the most highly respected mortgage lenders in the country, Cardinal Financial, to provide custom financing for its stunning collection of new construction homes and award-winning residential projects.

Relentless hard work and attention to detail

Julia Sten of Cardinal Financial, is one of the top loan officers and mortgage specialists – charged with the important task of providing the highest level of customer satisfaction for Montchanin Builder’s residential clients.

Julia embodies the Cardinal Financial culture of “the customer comes first” by building customer relationships through relentless hard work, attention to detail and constant communication with the client and the lender until the day of the closing. That philosophy endears Julia to customers, lenders and real estate agents alike.

Benefits of financing through Cardinal Financial

Cardinal Financial is what is known as a mortgage originator which means that Cardinal can underwrite, close, and fully fund your residential mortgage. Because Cardinal can provide its own financing, you’ll be able to take advantage of some of the best mortgage programs in the area!

Cardinal Financial also utilizes its own advanced loan processing software, Octane, that provides the ultimate convenience to homebuyers while applying for a mortgage. Homebuyers love the ability to check-in on their loan application, review a personalized to-do list, upload documentation and review loan options all at their fingertips.

At Montchanin Builders, we have selected a financial partner that we believe matches the peerless standard of excellence found within our homes. That’s why we chose Julia Sten of Cardinal Financial, a nationally recognized mortgage industry leader, to help guide our buyers through home financing and make their dreams come true.


Contact Julia Sten today!

Julia Sten
Loan Officer –NMLSR ID #459815
Cell: 302.467.1600
Office Location: 2710 Centerville Road, #205, Wilmington DE 19808

Apply Now!