wilmington, de

Is Delaware a Good State to Retire In?

Absolutely, Delaware is an excellent state to retire in. From its low cost of living and tax-friendly policies to its scenic beauty and rich cultural opportunities, Delaware provides a welcoming environment for those looking to get full enjoyment from their golden years.

Tax Benefits and Cost of Living

One of the most compelling reasons to retire in Delaware is the tax benefits. Delaware has no sales tax, which means you can enjoy shopping without the added expense.

Additionally, property taxes are among the lowest in the nation, making homeownership more affordable.

Delaware also offers several tax breaks for retirees, such as exempting Social Security benefits from state income taxes and offering a deduction on other retirement income, which helps stretch your retirement savings further​.

Scenic Beauty and Outdoor Activities

Delaware is home to stunning natural landscapes, from beautiful beaches to lush state parks. Retirees can enjoy a wide variety of outdoor activities – including hiking, biking, birdwatching, and golfing – offering numerous opportunities to stay active and embrace nature.

Delaware boasts many top-rated golf courses, such as Baywood Greens and the Rookery Golf Club, that provide the opportunity for challenging play amidst beautiful surroundings.

Additionally, the Delaware Seashore State Park and Cape Henlopen State Park are popular destinations for outdoor enthusiasts seeking adventure and relaxation amidst nature’s beauty.

Vibrant Cultural Opportunities

Retirees in Delaware have access to a thriving culture scene, including museums, theaters, and galleries. Wilmington, for example, boasts the Delaware Art Museum and the Grand Opera House, offering a diverse range of cultural experiences.

The state’s central location also makes it easy to travel to nearby cities like Philadelphia, New York, and Washington, D.C., expanding your entertainment and cultural options​.

Healthcare and Accessibility

Delaware offers excellent healthcare facilities, with several top-ranked hospitals and medical centers throughout the state, giving retirees access to high-quality medical care. Additionally, Delaware’s compact size means that everything is within easy reach, reducing travel time for appointments and errands​.

Active Adult Communities

Delaware is home to numerous active adult communities that cater to retirees. These communities offer a variety of amenities and activities designed to foster social connections and an active lifestyle.

For instance, The Parke at Foulkstone, an active adult community in Wilmington, DE, provides a welcoming environment where residents can enjoy luxury living, lush open green spaces, and the opportunity to engage socially with neighbors​.

Best Places to Retire in Delaware

Recently recognized as the best state to retire in, Delaware offers a variety of attractive communities perfect for retirees. Whether you’re drawn to beachside relaxation or the amenities of city living, Delaware has something for everyone.

Here are some of the best places to retire in the First State, catering to a wide range of interests and lifestyles.

1. Wilmington, DE

As Delaware’s largest city, Wilmington offers a rich cultural scene and convenient access to shopping, dining, and healthcare. It’s an ideal location for retirees who want the benefits of urban living without the hustle and bustle of larger metropolitan areas. Consider buying a new construction luxury townhome at The Parke at Foulkstone, an active adult community in Wilmington, DE, and enjoying a vibrant 55+ lifestyle with like-minded neighbors.

2. Greenville, DE

Known for its affluent neighborhoods and serene landscapes, Greenville provides a peaceful retreat with easy access to nearby Wilmington. This area is perfect for retirees who enjoy a mix of luxury and tranquility, with plenty of upscale shopping and dining options.

The Townes at Barley Mill offers new construction townhomes in Greenville, DE, providing an ideal base for those seeking comfort and elegance in a well-appointed community. With its beautiful surroundings and convenient location, Greenville is an excellent choice for those looking to enjoy a refined retirement lifestyle.

3. Claymont, DE

Situated close to the Pennsylvania border, Claymont offers a suburban feel with the convenience of proximity to Philadelphia. It’s an excellent choice for retirees who want easy access to big-city amenities while enjoying the charm of a smaller community.

The area boasts beautiful parks and recreational facilities, making it a favorite for those who love the outdoors.

4. Middletown, DE

Middletown combines a small-town atmosphere with modern amenities, making it a great spot for retirees seeking a relaxed yet active lifestyle. With a variety of parks, golf courses, and community events, there’s always something to do. The town’s friendly vibe and scenic surroundings make it a desirable retirement destination.

Montchanin Builders offers new construction townhomes in Delaware, providing an ideal base for those seeking comfort and elegance.

5. Hockessin, DE

Retirees in family-friendly Hockessin can enjoy outdoor activities, such as hiking and golfing, as well as cultural attractions like the Hockessin Art & Music Festival. This charming town offers a peaceful environment with easy access to Wilmington’s many amenities.

6. Milton, DE

For those who appreciate a slower pace, Milton offers oodles of quaint charm with its Victorian architecture and famous historic district. The town is home to several parks and nature reserves, perfect for leisurely strolls and birdwatching. Milton’s close-knit community is ideal for retirees seeking a quiet, friendly place to call home.

7. Bethany Beach, DE

Bethany Beach is a dream destination for retirees who love the ocean. Known for its beautiful beaches and boardwalk, it offers a relaxing coastal lifestyle. The area is ideal for those who enjoy water activities and the lively beach community scene. It’s a perfect spot for those who want to spend their retirement days body surfing or just soaking up the sun.

8. Rehoboth Beach, DE

Another coastal gem, Rehoboth Beach is widely known for its happening boardwalk, live music, and walkability. Retirees can enjoy festivals, art galleries, and a wide range of excellent and adventurous dining options. The area’s eclectic community and stunning ocean views all add up to an unmatched retirement destination.

9. Milford, DE

Milford offers a blend of small-town charm and cultural depth. The town hosts various arts and music festivals throughout the year, providing ample entertainment for retirees. Affordable cost of living and a stress-free atmosphere are further reasons that Milford routinely gets high scores for livability.

10. Lewes, DE

Known for its stunning waterfront views, Lewes is perfect for those who enjoy sailing, fishing, and exploring nature. This small town offers retirees a tranquil coastal lifestyle with easy access to pristine beaches and walking trails. Get inspired by Lewes’ dynamic arts scene and widen your culinary horizons with fresh seafood and farm-to-table dining options.

New Construction Luxury Townhome Communities

Delaware offers a range of exciting home ownership options for retirees, from beachfront properties to modern townhomes. Montchanin Builders provides new construction townhomes in Delaware that feature contemporary designs and energy-efficient amenities, perfect for those looking to downsize or enjoy low-maintenance living​​.

With its welcoming atmosphere, low taxes, and abundance of stuff to do, Delaware is undoubtedly a great place to retire. If you’re considering making Delaware your retirement destination, we invite you to explore Montchanin Builders’ luxury townhomes for sale in Wilmington, DE. To learn more about the available properties and schedule a viewing, please contact us today!