move in ready homes

Why Americans See Real Estate As the Best Investment Option

If you have been thinking about buying a home, then your first priority is likely to be finding the best possible place for you and your family to live. Keep in mind, however, that buying a house can also be a smart investment. Indeed, a 2021 Gallup poll found that Americans are more likely to favor real estate than any other long-term investment, including stocks, bonds, and savings accounts. In fact, belief in the wisdom of buying a home had increased by 6 points since a poll taken the previous year. Why are we so confident in the value of real estate? Here are some of the most likely reasons.

Your Home’s Value Is Likely to Increase

As the current housing market continues to look healthy, all trends indicate that the value of a home is likely to go up. The same 2021 Gallup poll found that a majority of Americans believe that home prices are going to increase in the future. With real estate widely seen as being a sound investment, it’s easy to see why a growing number of people are looking to real estate, rather than stocks or bonds, to protect their investment.

Owning a Home Allows You to Build Equity

There are a number of significant differences between owning and renting, but one of the most important has to do with your long-term financial interests. When you rent a house, the money that you’re paying every month is essentially going to pay off another person’s mortgage. When you own a house, on the other hand, the money that you are spending on your mortgage will go to increasing the amount of your home that you own. If the value of your home increases, this can turn out to be an even more valuable investment over time.

Owning a Home Is an Investment You Can Always Enjoy

There is an important difference between owning a home and owning stocks, bonds, and other investments. When you invest your money in those other interests, there is no guarantee that you will ever benefit. Owning a home, however, benefits you in numerous ways, and not just from a financial point of view. It’s an investment that you and anyone else who lives with you will be able to enjoy, whether your priorities are increased independence, maintaining the perfect garden, or raising a family.

If you are looking to buy the perfect home, Montchanin Builders is here to help. Our new homes for sale in Wilmington, Delaware, and Kennett Square, PA, have the open floor plans, modern amenities, and surrounding green spaces that home buyers have come to expect. You’re sure to feel at home in one of our master-planned communities, conveniently located near shops, local sights, and public transportation. If you would like to schedule a tour, or learn more about our homes at Darley Green or Kennett Pointe, be sure to get in touch with us today!

Why Is Kennett Square, PA the Mushroom Capital of the World?

Kennett Square, PA, is known as the Mushroom Capital of the World because over half of all U.S. mushrooms come from this area. The tradition of mushroom farming in Kennett Square dates as far back as the late 19th century. Today, the incredibly popular Mushroom Festival held every September features about 250 vendors and is estimated to have about 100,000 visitors.

Easy access to fresh, delicious mushrooms is only one of the many amazing perks of buying a new construction home near Kennett Square. Locally sourced mushrooms and other produce are highlights of the area’s vibrant restaurant scene, and other attractions include world-class shopping and close proximity to all the big-city amenities of Philadelphia. With its quaint character and historic charm, Kennett Square has it all for today’s home buyers. Check out the astonishing new homes for sale at Kennett Pointe!

About 65% of all U.S. mushrooms come from Kennett Square

There’s a good chance that you’ve dined on a piece of Kennett Square, PA, without realizing it. This cozy community in southeast Pennsylvania produces more than 65% of the mushroom crop for the entire U.S. But how did this come to be, and why are so many farmers in Kennett Square producing mushrooms?

How Kennett Square became the Mushroom Capital of the World

Certain types of produce are inseparably linked to specific geographical locations. Vidalia onions, for example, can only legally be grown in 20 counties in Georgia (when grown anywhere else, they have to be sold under another name). Similarly, Kennett Square is forever linked to edible fungi, but not because of some virtue of soil conditions or climate. In fact, mushroom farms are indoors.

The reason lies in history and sheer happenstance. Pennsylvania was heavily populated by Quakers during the 19th century. In 1885, two Quakers who grew flowers decided they wanted to do something with the wasted space under their carnations. So, they took a boat to Europe to learn about mushroom growing and bring back spores. The Quakers then hired laid-off quarry workers to handle the harvest and other labor-intensive activities.

Those workers apparently decided that mushroom farming was a much better occupation than stone quarrying, and they went on to start their own farms. It seems the business idea was contagious, because by the mid-20th century, Kennett Square was home to hundreds of mushroom growing operations. Today, 68 mushroom farms in the state produce 68% of the nation’s mushroom crop, and most of those farms are multi-generational.

Enjoy the local delicacies at the annual Mushroom Festival

Now that you know the history behind the Mushroom Capital of the World, it’s time to plan your next trip to the annual Mushroom Festival. Kennett Square has hosted the Mushroom Festival every year since 1986 (with some modifications necessary during the pandemic year). It’s been voted among the top food festivals by multiple publications. Even better, all of its proceeds are donated to area charities and distributed via community grants.

When it was first held, the Mushroom Festival lasted just one day and stretched over two blocks. Today, it’s about a mile in length and includes about 250 vendors and approximately 100,000 visitors. It also has lots of fun activities for people of all ages—from mushroom growing exhibits to contests to culinary events to children’s activities. The festival is held on the first weekend after Labor Day.

Explore our new construction homes near Kennett Square

At Montchanin Builders, we have a long tradition of building exceptionally designed, well-appointed homes with spacious floorplans. But that’s not all. We also craft charming master-planned communities with wide-open green spaces, areas for outdoor recreation, and generously proportioned lots. If you’re thinking of moving to the area, you’re invited to learn more about our new townhomes in Kennett Square, PA, at Kennett Pointe. Call to request more information on our Kennett Pointe community today!

What Is There to Do in Kennett Square?

Kennett Square, Pennsylvania, is an exceptionally charming town with the look and ambiance of a Hallmark movie setting. Not only is it conveniently close to major amenities – it’s just an hour away from Philadelphia – but there is also plenty to do and see in Kennett Square all year round. It’s one of the many reasons why Kennett Square is a popular place to buy a new townhome. In addition to its renowned restaurant and nightlife scene, here are some other great ideas for things to do in Kennett Square.

Galer Estate Vineyard and Winery

Located on Folly Hill Road in Kennett Square, the Galer Estate Vineyard and Winery is a newly remodeled establishment that features an artfully decorated tasting room, sophisticated fermentation facility, newly replanted vineyard, and a French oak barrel room. The winery produces its vintages using locally produced grapes, most of which are sourced from their own vineyard.

Indoor and outdoor seating is available to visitors. Check their website to find out if reservations are currently required (policies may change). You may want to plan your visit for a Friday or Saturday, as the winery often features live music on those days.

Marlborough Valley Corn Maze

Nothing says Fall like a good old-fashioned corn maze! This popular destination in Kennett Square is fun for all ages. In addition to their spectacular annual corn maze (stretching over 8.5 acres), they offer horse-drawn wagon rides, a pick your own pumpkin patch, a hay jump, and a petting zoo complete with adorable goats. Younger kids love the corn box, which is similar to a ball pool. The cost of admission includes all activities. Refreshments are available at additional costs—choose from hot cider, ice cream, and BBQ fare.

Baldwin’s Book Barn

If you’re looking for a fun, off-the-beaten-path activity to enjoy on a rainy afternoon, head over to Baldwin’s Book Barn in nearby West Chester. Located in a historic building (built in 1822), it features original stone walls, cozy reading nooks, and a wood-burning stove, along with thousands upon thousands of books. It’s a language lover’s dream destination, with countless antiquarian, rare, and fine books in addition to plenty of contemporary prints. Guests are welcome to linger and read for as long as they like.

Anson B. Nixon Park

This Kennett Square park is a tranquil place to unwind and enjoy outdoor recreation. It’s open from sunrise to sunset every day, and it sprawls out over more than 100 acres (handicap-accessible parking and restrooms available). Anson B. Nixon park includes a newly built dog park, which features separate areas for large and small dogs. The park also features a community garden, picnic pavilions, fishing ponds, walking trails, and a playground, as well as seasonal performances.

Explore homes in the borough of Kennett Square, PA

No matter what you love doing, you’ll find plenty of activities to enjoy in Kennett Square and the surrounding areas. Experience the benefits of living in this vibrant area for yourself when you explore our new townhomes in Kennett Square, PA. Designed by Montchanin Builders, Kennett Pointe is a beautiful, master-planned community in the heart of Kennett Square. Although it’s conveniently close to local amenities, this exclusive community features wide-open, green spaces and community gathering areas. Call Montchanin Builders today and join the VIP list for future updates and information about the new townhomes in Kennett Pointe.

3 Myths About the 2021 Real Estate Market

The real estate market has been heating up this year, with home sellers eager to move and home buyers itching to find their dream homes. The market’s robust activity has given rise to a few myths about what home sellers and buyers can expect. Whether you’re worried about pricing your old home to sell or scheduling an inspection of a home you’re thinking of buying, you’ll want to get the truth behind these common myths.

Myth: When selling your old home, it’s best to price as high as possible.

One of the biggest mistakes homebuyers make is pricing their old home too high. Yes, you’ll want to get top dollar for your property, but if you set the price too high, you’ll scare off a slew of potential buyers. Plus, if you price your home above its market value, it will likely stay on the market for a long time. This can interfere with your plans to move into a new home. It’s always a good idea to talk to a licensed real estate agent about the value of your home and a strong asking point. Remember that there’s a good chance you’ll end up getting more than your asking price. If your home is in great condition, buyers may engage in a bidding war for it.

Myth: Renovating your old home is crucial before putting it on the market.

This myth is partially true and partially false. The truth is that it depends on your home. If your home is relatively updated, you might not need to make many changes beyond painting the walls in neutral colors or installing new carpeting. If your home is older, however, some renovations can go a long way toward attracting buyers and getting top dollar. Realtors generally recommend putting the most money in the kitchen and the bathrooms, as updated kitchens and bathrooms are highly attractive to home buyers.

Myth: Home buyers cannot tour new homes in person because of the pandemic.

Since early 2020 when many businesses temporarily closed due to the COVID-19 pandemic, homebuyers have largely been shopping for houses online. Online listings can only tell you so much, however, even if they feature a video tour of the home. Fortunately, with the availability of vaccines and loosening of restrictions, it’s now possible to view potential homes in person.

If you’re planning to move to a new area entirely, such as from New York to Delaware, it’s still a good idea to check out new homes online first. Use the online information to narrow down your list, and then schedule viewings in person for a time when you plan to be in the area. Don’t forget when viewing new homes that you’ll also want to check out the local amenities, such as shops, dining, nightlife, and cultural or historical attractions.

Montchanin Builders offers home buying made easy

The home buying process can be complicated, but Montchanin Builders specializes in making it easy and hassle-free. We’ve partnered with one of the nation’s top mortgage lenders to give our home buyers the best possible rates. Find out more today about our master-planned community of Kennett Pointe in PA is an exclusive neighborhood with luxurious amenities. Or, explore our homes for sale in Wilmington, Delaware. The Darley Green community invites home buyers to explore our tree-lined streets and beautiful townhomes.

What Is Kennett Square, PA Known For?

Kennett Square, PA, is known for its cultural heritage and historical sites dating back to the Revolutionary War, as well as its quaint and vibrant shopping, dining, and arts district, featuring a treasure trove of top-rated independent stores and restaurants. It’s also known as the Mushroom Capital of the World, due to the fact the area produces over half of the entire United States mushroom crop.

When you move into one of the luxurious new Kennett Pointe townhomes built by Montchanin Builders, you can enjoy the best of what Kennett Square has to offer.

The Mushroom Capital of the World

If you’ve ever eaten a mushroom, there’s a good chance it came from the Kennett Square area. The farms surrounding this town produce approximately 60% of the entire mushroom supply for the U.S., earning Kennett Square the well-deserved nickname of the Mushroom Capital of the World. It’s a fact that residents are quite proud of, as the annual Mushroom Festival is one of the area’s most popular events.

The Mushroom Festival is always held on the first weekend after Labor Day, and there are a variety of activities to look forward to. Register for the National Fried Mushroom Eating Contest, or enter your child in the Cute-as-a-Button (Mushroom) Baby Photo Contest. There is also a community parade, a run and walk, and an antique car show. Specific events may vary from year to year. Of course, you’ll also be treated to all of the mushrooms you can eat prepared in a variety of delicious ways.

The Kennett Brewfest

The annual Kennett Brewfest is held each year to raise funds for Historic Kennett Square—a nonprofit organization that collaborates with public and private sectors to promote the social, cultural, and economic vitality of Kennett Square. The annual brewfest also enables local breweries (and there are quite a lot of them!) to showcase their finest brews.

In all, the Brewfest typically features about 100 breweries that offer beers both seasonal and unique. Visitors enjoy live music, food trucks, and vendors. You can also sign up for a “Connoisseur Session” to enjoy special pourings that highlight rare or exclusive beers.

First Friday Art Strolls Presented by Historic Kennett Square

First Friday Art Strolls are offered by Historic Kennett Square to area residents and visitors. As the name implies, they are held on the first Friday of every month. The stroll is a guided tour of the independent shops, art galleries, and restaurants that make Kennett Square unique. Typically, First Friday strollers are also treated to a variety of vendors and crafters selling their wares, ranging from baked goods to artwork.

Explore our new townhome community in Chester County, PA

These are just a few of the wonderful things about living in Kennett Square, PA. You can enjoy the best of what this thriving area has to offer by becoming a proud homeowner at Kennett Pointe—the exclusive new community from Montchanin Builders. We’ve created Kennett Pointe as a peaceful haven, with just 53 luxury townhomes and loft-style apartments, nestled alongside convenient shops and businesses. Call Montchanin Builders today to learn more about our beautiful townhomes near Kennett Square. Be sure to ask about our special financing options!

Best Spring Daytrips Near Wilmington, DE

Delaware has often been called the hidden gem of the U.S., and spring is one of the best times to explore our state’s stunning scenery and wealth of amazing activities. If you’re looking for a fun and out-of-the-ordinary day trip this spring, there are plenty to choose from in the Wilmington area. For example, you could take a train ride on the historic Wilmington and Western Railroad, meet some furry friends at the 3 Palms Zoo and Education Center, or go on a stroll through the Enchanted Woods at the Winterthur estate. These are just a few of the many great day trips you can take advantage of when you live near Wilmington, DE.

Historic train rides

The Wilmington and Western Railroad was built in 1867 and still operates between Wilmington and Hockessin. Although it began as a freight train, today it is one of the area’s most popular attractions among both visitors and locals alike. Your old-fashioned train ride will pass through beautiful scenery. Upon leaving the train station, you’ll cross Red Clay Creek and travel past the last surviving mill along the route. Then, you’ll go through Brandywine Springs Park before entering the community of Faulkland.

You’ll also pass through the communities of Mt. Cuba (home to a 650-acre nature preserve), Ashland (where you’ll pass over a historic truss bridge), and historic Yorklyn before entering Hockessin. In Hockessin, you’ll have a layover, during which you can enjoy the various eateries and shops.

The 3 Palms Zoo and Education Center

The 3 Palms Zoo and Education Center located in Townsend, DE, is just a short drive from Wilmington. The zoo, which has been described as one of the state’s best-kept secrets, began as a safe haven for agricultural animals in need of a good home. Now, it’s the state’s largest zoo and the only one with an alligator exhibit!

The zoo operates under the laudable mission of rescuing animals and educating the public about them. They take in exotic animals that were kept illegally as pets, as well as rehabilitated wildlife that could not be released. Enjoy hand-feeding and petting many of the tamer animals, ranging from llamas to emus to giant tortoises. The zoo’s exotic inhabitants include peacocks, boa constrictors, and bearded dragons.

Winterthur and its Enchanted Woods

Winterthur is an exquisite estate built by Henry Francis DuPont in the rolling hills not far outside of Wilmington. It is home to a beautiful mansion that features a museum with a large collection of American artwork, along with an expansive library and about 1,000 acres of stroll-worthy grounds.

One of the most popular features at the Winterthur estate is the Enchanted Woods. This unique children’s garden rests on a three-acre plot that has been transformed into a woodland fairy landscape, including a Tulip Tree House, Troll Bridge, Faerie Cottage, and Acorn Tea Room. The Story Stones and Fairy Flower Labyrinth are particularly beloved among young children, and of course, beautiful plant life abounds.

Explore move-in ready homes in Delaware

There is much to do and see in the Wilmington area. You can enjoy the best of what this region has to offer when you come home to Darley Green—a master-planned community designed and built by Montchanin Builders. Our move-in-ready condos and townhomes are spaciously designed, with luxurious touches integrated throughout. Schedule a viewing of our new construction homes in New Castle County, Delaware, by calling our office today. Be sure to ask us about our special financing offers!

4 Types of House Clutter and What to Do About Them

There are a number of reasons why you may want to avoid clutter in your home. Clutter can cause you stress, make it harder for you to keep your home free of dust and mold, and even be a fire hazard. The problem is, clutter has a way of adding up quickly, especially if you don’t periodically clean and organize your home. Fortunately, there are ways to prevent that. Whether you’re planning a move or just looking for a fresh start in a familiar space, check out this guide to the most common types of house clutter–and how to keep them from taking over your life.

Sentimental clutter

Many of the things we accumulate in our homes are simply items from the past that we can’t bring ourselves to part with: old birthday cards, cassette tapes, childhood toys. If you want to avoid keeping too many of these items, sit down with them and decide which ones are truly meaningful to you. Then, donate the rest. It may help to take photos of the items before giving them away–and, after all, photos take up a lot less space!

Paper clutter

When you get junk mail, do you throw it out immediately or set it aside to sort through later? If you do the latter, it’s a safe bet that you’ve probably ended up with a stack of envelopes on your desk or table. Sorting through the mail as soon as you get it, rather than putting off that task, will help keep your desktop clean. It’s also a good household rule to make deadlines for newspapers and magazines. Give yourself three days to read a newspaper, and a month to read a magazine. After that, toss them in the recycle bin.

Bulk clutter

Have you ever bought an extra amount of something because you thought you might “need it” later? This strategy makes sense for certain items, such as toilet paper and paper towels. However, it can easily lead to you overstocking your kitchen and buying more food than you will be able to use. It’s a good idea to go through your fridge, freezer, and pantry about once a month, tossing expired foods and anything that you will not use before it goes bad.

Unorganized clutter

Sometimes, items are clutter simply because they haven’t been put away. Buy some clear plastic containers and use them to categorize things like art supplies, cleaning materials, or old-school souvenirs. Make sure that everything you store in these containers is something that you want to keep or will use! Then, find a place in your closet for the containers. Even a small amount of organizing can go a long way toward decluttering your home.

Move-in ready homes in Delaware

One of the numerous advantages of moving into a new construction townhouse or condo is that you can make a fresh, clutter-free start. If you are a prospective homebuyer who is looking for a new construction home, then it’s time to get in touch with Montchanin Builders. We will be happy to schedule a tour so that you can check out the spacious floor plans and fantastic amenities of our luxurious new construction homes. Be sure to ask about our special financing options!

How to Buy and Sell a Home at the Same Time

Buying your first home is an exciting experience, but purchasing your second can be even more thrilling. Your first home was likely a starter house, and now you’re ready to upgrade to your dream home. Even though you’ve already been through the home buying process and you know what to expect, this time around you’re also a home seller. As a result, the process can get a little more complicated. There are a few different ways you can buy and sell a home at the same time.

Own two homes at once (temporarily)

The first option is to purchase your second home before you sell your first one. This is a good option for homebuyers with a comfortable financial nest egg and an excellent credit score. As a general rule of thumb, strive to save six months of mortgage payments for both homes to tide you over until your first home sells.

Bear in mind you’ll also need to save a down payment and closing costs for your second home. However, you might not need a huge down payment.

Sell your first home first, and then purchase your second

Many home buyers choose this option because it allows them to use the money from the sale of their first home to purchase the second. Of course, there is a drawback. You’ll need somewhere to live after your first home sells. You might consider putting the majority of your possessions into storage and moving in with family temporarily. Another option is to get a month-to-month apartment rental agreement. In some cases, the people who purchase a home will allow the sellers a rent-back contingency, which allows the sellers to rent the home to the buyers for 30 to 60 days after the sale.

Using a purchase agreement with a contingency to sell

This is one of the most popular options for home sellers who enjoy minimal risk and maximum convenience. You’ll remain in your current home while you search for your new one. Once you find it, you’ll make an offer. However, that offer will be contingent upon the sale of your current home. In other words, you will not have to buy the second home until you sell the first one. This allows you to avoid the burden of two mortgages at the same time, and it also prevents you from having to move more than once.

However, not every home seller is willing to agree to this contingency. It often depends on how much interest there is in the property. In addition, you’ll likely need to sell your current home quickly, so make sure it’s spruced up and in move-in ready condition to improve the odds of it selling in a timely manner.

View new construction homes in New Castle County, Delaware

When you’re ready to move on from your starter home to your dream home, it’s time to check out the available properties from Montchanin Builders. Our master-planned community in Wilmington, DE—Darley Green—is a masterpiece of neighborhood design. It features wide open, green spaces, neighborhood gathering areas, tree-lined streets, and of course, architecturally exquisite homes with plenty of space to accommodate every lifestyle. Call today to schedule a tour of new construction homes in Delaware.

Additional resources for home buyers

model Darley Green kitchen

Why Homebuyers Are in Love With Open Floorplans

An open floorplan joins together the living room, dining area, and kitchen into one large, open space, effectively creating a clear visual field throughout much of the main floor. Open floorplans became very popular during the 1990s and have been an enduring trend ever since. They mark a significant departure from older homes, which typically feature separated rooms branching off a main hallway, with the kitchen closed off toward the back of the home.

The shift toward an open floorplan is representative of the shift in socializing trends; today, guests are encouraged to mingle in the kitchen as the host puts the finishing touches on the meal.

There are numerous advantages to the open floorplan, which is why Montchanin Builders embraces this design technique in our exquisite, spacious townhomes and condos in Darley Green.

Open floorplans allow for better flow of traffic

One of the main reasons why homebuyers love open floorplans is that they allow for superior traffic flow. With fewer hallways to navigate, doors to open, or walls blocking space, it’s less likely that people will bump into each other. This is particularly advantageous when homeowners are hosting get-togethers.

In an open floorplan home, all of the guests can freely mingle without having to be crammed into one smaller room together.

They offer superior flexibility regarding the layout of the home

Homes that follow the traditional, pre-war floorplan that divides various areas into separate rooms can be challenging to furnish. There is little flexibility regarding the layout of the furniture. With an open concept floorplan, homeowners can more easily arrange the furniture to their liking. Furthermore, there are more configuration possibilities.

If the homeowners grow tired of the first layout or wish to purchase new furniture, it’s easier to adapt to a new layout without the interference of partitioning walls.

Homes with open floorplans tend to offer better real estate value

Many homeowners make house purchasing decisions with an eye toward a future sale. It’s typically preferable to purchase a home that can be reliably expected to increase in value over time. Another reason why home buyers are in love with the open concept floorplan is that it holds its real estate value over time. In fact, homes with an open floorplan are typically valued higher than those with the traditional layout.

Explore move-in ready homes in Delaware

If you’re in love with the open floorplan concept, you’ll be thrilled with the townhomes and condos of Darley Green, a master-planned community characterized by open green spaces, neighborhood gathering areas, and plenty of nearby amenities. Our new construction homes in New Castle County, Delaware, offer plenty of square footage coupled with thoughtful, customizable open floorplans.

Call Montchanin Builders today to schedule a tour and inquire about our special financing offers.

8 Key Terms to Know in the Homebuying Process

Buying a new home is one of the most significant milestones that will change your life. When you become a homeowner, you’ll enjoy greater freedom to customize your own home and the satisfaction that comes from knowing you’re building equity in your property. Yet, the home buying process itself can be complicated. If you’ve never navigated the process before, you should take a few minutes to become familiar with the following key terms.

Closing Costs

As the name implies, these costs are payable upon closing on the property. The fees typically include financing fees, taxes, appraisal fees, credit score checks, and title insurance. Your lender should provide you with a list of closing costs upfront so that you’ll know what to expect.

Down Payment

This is the amount of money you’ll pay upfront towards the purchase price of your new home. Lenders typically require buyers to put down 3% to 20% of the total price of the home.

Inspection

Even if you’re purchasing a brand new home or condo, it’s a smart idea to schedule a home inspection. This is a thorough assessment of the home’s condition by an independent third party.

Mortgage Points

Also called discount points, these are amounts paid to the lender, usually as part of the closing costs. If you choose to pay mortgage points, you will lower the mortgage interest rate. For example, one lender might offer the option to purchase one discount point in order to lower the mortgage interest rate by 1%. The ratio of discount points to interest rate percentage can vary from one lender to the next.

Origination Fee

This fee is assessed to cover the lender’s costs of processing the loan.

Private Mortgage Insurance (PMI)

Not all homebuyers are required to pay for private mortgage insurance. Typically, lenders will require it of homebuyers who pay a down payment of less than 20%. This coverage protects the lender from losses in the event the homebuyer cannot satisfy the loan.

Title Insurance

Purchasing title insurance will protect you from liability if any title issues arise. For example, there may be a tax lien or other legal claim that would impact the legal ownership of the property.

Underwriting

Underwriting is a process that the lender undertakes. It involves reviewing all documents submitted by the homebuyer, and verifying the information in those documents. Based on the lender’s findings during the underwriting process, the lender will decide whether to approve the loan application.

Explore new construction homes in New Castle County, Delaware

When you’re ready to move into your dream home, explore the available homesites at Darley Green. Our homes in Delaware include beautiful, thoughtfully designed condos and townhomes within our walkable community of Darley Green.

At Montchanin Builders, we know that the home buying process can be stressful and confusing, whether you’re buying your first home or your third. We’re proud to partner with Cardinal Financial to offer our homebuyers excellent terms with uncompromising customer service. Our preferred lending specialist, Katherine, will walk you through the homebuying process. Call us today to learn more!